/etc/pam.d/system-auth-ac file.
/etc/pam.d/password-auth-ac, etc/pam.d/smartcard-auth-ac and /etc/pam.d/fingerprint-auth-ac.
sshd and other remote services such as ftpd now include the /etc/pam.d/password-auth file in Red Hat Enterprise Linux 6 instead of /etc/pam.d/system-auth.